Last updated: October 2026 · Subway changes its loyalty rules often, and a new version of the terms takes effect November 3, 2026, so check the app before you order.
- Is MVP Rewards still around? No. Subway turned MVP Rewards into Sub Club in December 2025, and MVP members were moved over automatically.
- Points per $1: Sub Club members earn 10 points for every $1 they spend, according to subway.com.
- What points are worth: 400 points get you $2 in Subway Cash. That works out to $2 back for every $40 you spend, or about 5%.
- Sign-up and birthday: New members get 250 bonus points, plus a birthday surprise if their birthday is saved in their profile.
- Expiration: Points expire after 6 months with no account activity. Any activity resets the clock.
If you’re searching for “Subway MVP Rewards,” you’re looking for a program that now has a different name. Subway brought back its old Sub Club brand in late 2025, briefly offered a free footlong after every three, then switched to a points-only system on April 1, 2026. Here’s how points work today, what counts, and the fine print that trips people up.
Subway Sub Club (formerly MVP Rewards) at a glance (October 2026)
| Feature | Details | Status |
|---|---|---|
| Program name | Subway® Sub Club (replaced MVP Rewards in December 2025) | Confirmed (subway.com, news reports) |
| Cost to join | Free | Confirmed (subway.com terms) |
| Earn rate | 10 points per $1 spent | Confirmed (subway.com) |
| Redemption | 400 points = $2 Subway Cash, used in $2 steps | Confirmed (subway.com) |
| Join bonus | 250 bonus points | Confirmed (subway.com) |
| Birthday | A “birthday surprise” (the reward itself isn’t spelled out) | Confirmed (subway.com) |
| Tiers | None listed for Sub Club. The old MVP tiers are gone. | No tiers shown (subway.com) |
| Points expiration | After 6 months with no activity | Confirmed (subway.com terms) |
| Free 4th footlong | Ended April 1, 2026 | Ended (news reports) |
| Who can join | Ages 18+, U.S. residents, at participating restaurants | Confirmed (subway.com terms) |
What happened to Subway MVP Rewards
Subway launched MVP Rewards in 2023 to replace MyWay Rewards. On December 1, 2025, it announced the return of Sub Club, its old punch-card program from decades ago, this time as a digital program. MVP Rewards accounts were converted to Sub Club automatically, so you don’t need to sign up again. Use the same Subway account and app login.
At first, the new Sub Club gave you a free footlong after you bought three footlongs (or six 6-inch subs). Subway then announced changes: starting February 23, 2026, only full-priced subs earned stamps, and on April 1, 2026, the free-footlong offer ended and Sub Club became a points program. Free footlong coupons you already earned expire on the date printed on each coupon.
How Sub Club points work
The math is simple. Every $1 you spend earns 10 points, and every 400 points becomes $2 in Subway Cash. So you need about $40 of eligible spending for each $2 reward. Your 250-point join bonus covers more than half of your first reward.
| Eligible spend | Points earned | Subway Cash value |
|---|---|---|
| $10 | 100 | $0 (need 400) |
| $40 | 400 | $2 |
| $120 | 1,200 | $6 |
| $200 | 2,000 | $10 |
The table doesn’t include the 250 join bonus or any promo bonus points. Subway’s terms say points are based on your total purchase (minus the exclusions below), rounded up or down to the nearest dollar before sales and discounts. Points normally post within 24 hours. Points from promotional bonuses can take longer.
How to earn points
- In the restaurant: Before you pay, scan the QR code in the Subway app, give the phone number on your account, or swipe a registered Subway card. Do this every time, even when you aren’t redeeming anything.
- Online and in the app: Orders placed on Subway’s own website or app earn points.
- Not on third-party apps: Orders through outside delivery services don’t earn points.
- What doesn’t count: Alcohol, gift cards (buying, activating or reloading), tax, tips, donations, fees (including delivery fees), bottle or can deposits and bag fees.
How to redeem Subway Cash
Points convert in $2 steps: 400 points for $2, 800 for $4, 1,200 for $6, and so on. Under the current terms, you can use up to $50 in Subway Cash on one order’s subtotal (after discounts, before tax). If a $2 reward is more than what’s left on your bill, the extra is lost. For example, using $4 on a $3.50 subtotal wastes $0.50. Subway Cash has no cash value and can’t be used on catering or third-party delivery orders.
The updated terms that take effect November 3, 2026 add stricter rules: only one reward per order, rewards go on the lowest-priced qualifying item, and rewards can’t be combined with other offers. Those terms don’t restate the 400-point rate, so check the rewards section of the app after November 3 to confirm how redemption looks.
Ways to get more value
- Check app offers before every order. Subway posts member deals and bonus-point offers in the app, and these are often worth more than the base 5%.
- Save your birthday early. The birthday surprise only shows up if your birthday is saved in your Sub Club profile.
- Redeem in round amounts. Because unused value is lost, use Subway Cash on orders where each $2 fits fully under your subtotal.
- Order direct. Ordering through Subway’s own app or site, not a delivery app, earns points and lets you use rewards.
- Keep the account active. One purchase every few months keeps your points from expiring.
Fine print to know
- Members must be 18 or older and live in the U.S. (the 50 states, D.C. and certain territories and military locations). Under the November 3, 2026 terms, Puerto Rico runs a separate Sub Club program.
- Not every Subway restaurant participates, so ask before you order.
- Points expire after 6 months with no activity. Subway may also close accounts that have been inactive for more than 12 months.
- Daily or monthly earning limits may apply.
- Accounts are for personal use only. Subway can cancel duplicate accounts, and their points are forfeited.
- Subway can change the terms at any time.
Troubleshooting
- Points missing: Wait 24 hours. If they still haven’t posted, submit a missing-transaction request with your receipt details within 30 days of the purchase, then check again after 48 hours.
- Old MVP account won’t log in: Use the same email and password you used for MVP Rewards, or reset your password, since accounts were converted to Sub Club.
- Reward won’t apply: Make sure the order isn’t catering or third-party delivery, and that the reward isn’t worth more than the subtotal.
- Free footlong missing: The stamp offer ended April 1, 2026. Coupons you already earned work only until the date printed on them.
Related deals
- Wendy’s Rewards guide
- Dunkin’ Rewards guide
- Chipotle Rewards guide
- MyPanera Rewards guide
- Chick-fil-A One Rewards guide
- Jimmy John’s coupons and promo codes
Frequently asked questions
how do subway rewards points work
You earn 10 points for every $1 you spend, and every 400 points turns into $2 in Subway Cash. That’s $2 back for about every $40 of eligible spending, or roughly 5%.
is subway mvp rewards still a thing
No. Subway replaced MVP Rewards with Sub Club in December 2025 and moved MVP members over automatically. Your old login works for Sub Club.
do subway points expire
Yes. Points expire after 6 months with no activity on your account. Any activity resets that 6-month clock.
does subway still give a free footlong every fourth sub
No. The buy-three-get-one-free footlong offer ended April 1, 2026. Coupons you already earned can be used until the date printed on each coupon.
does subway give you something for your birthday
Yes. Sub Club members get a birthday surprise if their birthday is saved in their profile. Subway doesn’t say what the reward is, and it may vary.
CouponVPS is not affiliated with Subway. Program details can change without notice, and participating restaurants may vary, so check the Subway app for current terms. Sources: Subway Sub Club rewards page, https://www.subway.com/en-us/rewards (checked October 2026); Subway Sub Club Terms (last updated April 1, 2026), https://www.subway.com/en-us/legal/rewards (checked October 2026); Subway Sub Club Terms effective November 3, 2026, https://www.subway.com/en-us/legal/rewards-updates (checked October 2026); Restaurant Dive, https://www.restaurantdive.com/news/subway-sub-club-every-fourth-footlong-free/806640/; Nation’s Restaurant News, https://www.nrn.com/quick-service/subway-scraps-free-footlong-perk-just-two-months-after-sub-club-relaunch.
